Category: I Bonds
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IBonds (again?!) and a High Yield CD
I’ve grown a bit restless with my high yield savngs account (HYSA). Over the last few quarters I switched from CIT Bank and GreenState Credit Union over to OpenBank. My CD term with Greenstate ended. At about the same time, CIT Bank informed me they were dropping the interest rate on my HYSA to 3.75%.…
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I Bonds Won’t Make You Rich
I’ve been receiving a lot of positive feedback from folks about my articles on I Bonds. I am delighted something I wrote has helped people! However, let’s take a step back and review because I Bonds won’t make you rich. I don’t think I’ve gone a day in the last 5 months without seeing or…
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Series I Bonds and a 9.62% Interest Rate
The first time I wrote about Series I Bonds was in November of 2021. I wrote about using I bonds to park excess emergency fund money to stave off inflationary pressures on your cash. November 2021 was the first time I purchased I Bonds because the interest rate was a historic high 7.12%. As of…
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Series I Savings Bonds and Your Emergency Fund
I Series Savings Bonds are a virtually risk free way to keep your money from losing out to inflation.