Category: Investing
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Credit Score Hacks
Credit scores are critically important. Having “Very Good”, or better yet, “Exceptional” credit can propel your financial independence journey. A “Good” or lower score can create a significant amount of drag. Scores determine the interest rates you get on on things like credit cards, mortgages, car loans, loans in general or if you’ll even qualify.…
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15 Answers to 529 Plan Questions
I have helped several families open 529 plans now and these are answers to 15 529 plan questions I get most often. The hardest part of a 529 plan is opening it. Hope this frequently asked questions post helps you get that 529 plan open! 1. Should I open a 529 plan with my financial…
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Why I’m Buying Disney Stock Today
Today I’m writing about why I am investing in Disney stock today. This seems hypocritical, given my post on investing rules, right? Hear me out. You should still invest most of your money into cheap index funds or ETFs. However, when a good deal presents itself and you have some investing “fun money” it’s a…
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Moneyaire Investing Rules
The Moneyaires have been investing their money for over two decades and these are some investing rules I follow. I started investing small amounts of money in a discount brokerage account in college. I have made a lot of mistakes and I have learned A LOT. I’ve lost money and luckily, I have, over time,…
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Black Friday Moneyaire Style
As soon as we give thanks for all that we’ve been blessed with many of us run out immediately and spend a ton of money on a bunch of other things we didn’t need just a few hours ago in a Black Friday frenzy. Black Friday has bled into Thanksgiving and it’s time to take…
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Navigating Through No
Greetings from Mr. Moneyaire! After much cajoling from Mrs. Moneyaire and some inspiration from her Accidental Landlord post, I’ve finally come up with a topic worth posting on this blog. Anyone who has been in a relationship for any length of time will understand what it’s like to navigate between two competing objectives. This might…
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Series I Savings Bonds and Your Emergency Fund
I Series Savings Bonds are a virtually risk free way to keep your money from losing out to inflation.
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Accidental Landlords
We had no intentions of becoming landlords. It was 2006; Mr. Moneyaire and I were engaged to be married and we made the decision to buy a home for us to start our married lives together. We decided that we would purchase a home based on Mrs. Moneyaire’s salary (something she would be able to…
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Time Value of Money
It’s so essential to really understand how just getting started can really bolster your financial growth potential. If you haven’t started saving and investing, or aren’t optimizing it today, the next best time to start is right now. No need to wait for tomorrow or when you have a certain amount saved up. Many brokerage…
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Yes, You can Invest with as Little as $10
Get new content delivered directly to your inbox. One of the biggest things that hold people from investing and growing their money is the thought that they don’t have enough money yet to start investing. Have you ever thought, “I’ll start investing once I save up $1,000”? Forget that! So many brokerages allow free buying…