Leasing is not fleecing

Advertisements On the path to financial freedom you’ll hear a lot of advice regarding transportation. The standard advice is, if you need a vehicle, buy a car and drive it into the ground. Leasing a car is demonized. Famous and misguided financial guru, Dave Ramsey, says “leasing is fleecing.” I once suggested that someone inContinue reading “Leasing is not fleecing”

A Price Tag For Your Goals

Advertisements One of my favorite times of year is when Mr. Moneyaire and I get together to goal set and create our budget that we track against for our upcoming year. It gives me an opportunity to do the big picture thinking I enjoy. Mr. Moneyaire could probably do without the goal setting portion, whereasContinue reading “A Price Tag For Your Goals”

A Budget Process in 3 Steps

Advertisements If budgeting was a natural and pleasant thing to do, everyone would be doing it. It took us some time to get it right. We have combined our natural affinities to create a 3-part budget process that we’ve fine tuned over 15 years together. I am probably above average regarding how many budgeting “howContinue reading “A Budget Process in 3 Steps”

Black Friday Moneyaire Style

Advertisements As soon as we give thanks for all that we’ve been blessed with many of us run out immediately and spend a ton of money on a bunch of other things we didn’t need just a few hours ago in a Black Friday frenzy. Black Friday has bled into Thanksgiving and it’s time toContinue reading “Black Friday Moneyaire Style”

15 Ways to Save Money

Advertisements We are pretty frugal. We like to save money. Our friends and family have stories about how we’ve tried to save a buck or two over the years. This wasn’t always the case, though. Early in our marriage, although we had great jobs, we were just at the beginning of our earning potential. WeContinue reading “15 Ways to Save Money”

A One Car Family

Advertisements Early in the Moneyaire marriage we were a two car family. As part of our conversations about money before we got married, we decided that going down to one car was the right move for us. It would save us money on maintenance, gas, car payments and insurance. It was hard to make thisContinue reading “A One Car Family”

Life Insurance 101

Advertisements Insurance is a huge business. I’m going to go through some of the most popular kinds of insurance out there and which one would benefit you the most…and which ones to avoid. If you haven’t already, you will be approached by sales people cloaked as Financial Advisors who will try to sell you onContinue reading “Life Insurance 101”