Category: Investing
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The Beauty of Municipal Bonds
I recently had a friend ask me where they should invest given the current market volatility. My go to advice is to just keep investing into the stock market by buying indexed passively managed ETFs. I especially like doing this on days when the markets are down. But I didn’t tell my friend to do…
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Tariffs are Trouble
Our portfolio has returned to pre-Trump bump levels. In the past few weeks our portfolio is down over $200k. That amount is double what Mr. Moneyaire and I used to make combined gross when we first married. I have a sneaking suspicion it’ll go down even more as tariffs take hold and prices increase on…
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Green Flag Fund Words for Smart Investing
Friendly reminder that all my posts are educational only and not specific investment advice. I recently wrote about red flag fund words that should give you pause before investing in them. Red flag fund names are the equivalent of a guy wearing sunglasses indoors on his dating profile. Proceed with caution. Or simply, swipe left.…
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Red Flag Fund Words
Check out the name of this mutual fund: Tactical Defensive Fund. Sounds like this fund kicks ass, takes names and would be an excellent investment for your money. And it better. The fee for this fund ranges from 1.82% to 2.09%. Ouch. Disappointingly, this fund has lagged the returns of the stock market. This means…
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The 401(k) Basics
I’m sure that at some point in your adult life (or even earlier for the lot of us) you’ve heard that its important to save for retirement. Tax advantaged retirement accounts are one of the best ways to go. The most common one is a 401(k). In this blog post, we’ll cover 401(k) basics, including…
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Cut Down on Clutter; the Useful, Beautiful or Memorable Method
I, Mrs. Moneyaire, used to work retail jobs at Target and Michael’s Arts and Crafts during college. Working retail is a tough job with low pay and, sometimes, cranky customers. It’s also tough because of the temptation to purchase items you see everyday during a shift, just calling out to you, especially as you see…
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What’s a Good Fund to be Invested in?
Investing can be intimidating. There are so many things we need to seemingly keep in mind. You need to be diversified, you need to make sure you’re invested across segments. Don’t forget about yields. Exchange Traded Funds vs. Mutual Funds. All these words. There are over 10,000 mutual and exchange traded funds in the US.…
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No Minimum High Yield Savings Accounts (HYSA)
I recently wrote about a couple of banks that were (and still are) offering 5% or better interest rates in their high yield savings accounts. The two institutions I wrote about either required a $5k or $25k balance to earn the high rate. I had a few people reach out and ask if I knew…
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How to Calculate Your Net Worth
“Guess how much Pete Davidson is worth?” Just about anytime we’re watching something other than Paw Patrol, I’ll pitch this question to Mr. Moneyaire. Perhaps, because we’re so conscience of what our net worth is, we find it interesting to see what someone famous is worth. Mr. Moneyaire checks up on our net worth every…
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A 5% High Yield Savings Account (HYSA)
I admit it. I’ve been procrastinating opening up a high yield savings account (HYSA). As the yields have been ticking up, so has the stock market. I’ve opted to invest most of our money into the market as of late. Still though, we had just under $10k in a Bank of America account that was…