Category: Investing
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Secondhand Satisfaction
With everything going on in the world today, it’s been hard to get something written for the blog. If the tragedy in Ukraine has taught me anything, it’s that I should count my blessings. This past weekend, I bought Baby Moneyaire a new toy that has sparked a lot of joy both for her and…
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What Can I Do to Help the Ukrainian People?
In what seems like a megalomaniac’s desire to take back lands and live out a Hitler-esque dream of bringing back the USSR, a lot of people in Ukraine are going to die, be displaced, lose everything or be injured. Watching the news and the stock market here in the US I feel a bit helpless.…
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Don’t Panic Sell! Panic Buy!
Anyone else getting a little motion sickness from the dive the stock market has taken since the start of the year, and especially this past week? I have had a few friends reach out and ask me what I’ve been doing this past week regarding my portfolio. The answer, I think some of them expected,…
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A Satisfying Way to Save Money
Happy New Year! I have seen and heard so many New Year resolutions around money! People want to save, invest, make, and sell more. It’s all very exciting and I hope everyone hits their goals. I have a little trick that’ll help you in the save and invest department. In this post I am going…
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Budgeting; Tracking Your Money
Mr. Moneyaire here, again—hey! As Mrs. Moneyaire has mentioned on other posts, budgeting is a pretty big deal in the Moneyaire household. We meet semi-regularly to review budget status, have a specific review meeting in January to review that year’s budget, and have lots of informal conversations about budgeting throughout the year. Tracking where all…
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A Budget Process in 3 Steps
If budgeting was a natural and pleasant thing to do, everyone would be doing it. It took us some time to get it right. We have combined our natural affinities to create a 3-part budget process that we’ve fine tuned over 15 years together. I am probably above average regarding how many budgeting “how to”…
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Credit Score Hacks
Credit scores are critically important. Having “Very Good”, or better yet, “Exceptional” credit can propel your financial independence journey. A “Good” or lower score can create a significant amount of drag. Scores determine the interest rates you get on on things like credit cards, mortgages, car loans, loans in general or if you’ll even qualify.…
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15 Answers to 529 Plan Questions
I have helped several families open 529 plans now and these are answers to 15 529 plan questions I get most often. The hardest part of a 529 plan is opening it. Hope this frequently asked questions post helps you get that 529 plan open! 1. Should I open a 529 plan with my financial…
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Why I’m Buying Disney Stock Today
Today I’m writing about why I am investing in Disney stock today. This seems hypocritical, given my post on investing rules, right? Hear me out. You should still invest most of your money into cheap index funds or ETFs. However, when a good deal presents itself and you have some investing “fun money” it’s a…
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Moneyaire Investing Rules
The Moneyaires have been investing their money for over two decades and these are some investing rules I follow. I started investing small amounts of money in a discount brokerage account in college. I have made a lot of mistakes and I have learned A LOT. I’ve lost money and luckily, I have, over time,…